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IVF Financing

Defer Your Payments – Start Your Fertility Plan

All of ELITE IVF’s programs and services can be fully financed using third-party finance companies, which we have carefully selected to provide you with great terms and financial flexibility. This means you can defer your payments and start your fertility journey today.

How It Works

How It Works Icon
Your application is submitted via email or phone with a member of our team. When approved, please select how much funding from your maximum approval limit you need and get started. Enjoy the peace of mind of knowing you have a flexible monthly payment plan.

Benefits to You

  • No down payment
  • Affordable monthly payments
  • Renewable credit limit valid for one year
  • Accelerated payment options
  • The ability to pay early with no penalty

IVF Financing FAQs

Do I have to pay a deposit?
A: No, a deposit is not required for this program.
Can I pay for a portion of the treatment myself and apply for the remainder?
A: Yes. When applying with one of ELITE IVF’s financing options, a limit is not requested. Instead, an available amount is offered. You can use whatever amount is available to you within one year of your application.
Can I pay off my account before the term ends?
A: Yes, there are no prepayment penalties. 24/7 access to your account allows you to make payments anytime, anywhere.
Will applying hurt my credit rating?
A: If your credit rating is checked more than four times a year, you may be affected. However, most people do not need to check their rating more than four times annually.
Can I apply and use my credit for any members of my family?
A: Yes, anyone in your immediate family may use your available credit.
I'm concerned I won't be approved for financing.
A: The vast majority of our applications are approved. The financing company factors more than just your credit rating into their decision.
Are You a Canadian Resident?
Are You a U.S. Resident?
If you are a dual resident in Canada and USA, feel free to apply to one or both of the programs to maximize your financing capacity, regardless of where your treatment takes place with ELITE IVF.